Obinna Uzoma
KVR-100000 · Airtel Nigeria · Ibadan, Oyo · Joined 22 Dec 2025
Monthly income
₦384,000
Income consistency
73%
Est. free cash flow
₦272,270
Credit limit
₦165,000
Available credit
₦144,200
Outstanding balance
₦20,800
Utilisation
13%
Next payment
₦3,100
Due 18 Sept 2026
Days past due
0
Risk tier
Tier C
KIVRA risk score
69
Internal score, 0–100
Bureau status
Report on file
Provided by lending partner
Risk score history
Eligibility checks
KIVRA V1 policy gates
Consistent monthly income ≥ ₦250,000Satisfied
At least 9 months usable transaction historySatisfied
KYC satisfied by regulated partnerSatisfied
At least one connected bank accountSatisfied
Active data-sharing consentSatisfied