Financial Ledger

The source of truth for KIVRA money movement. Every card transaction, repayment, fee, interest assessment and correction is an immutable double-entry event; balances are always derived, never typed.

Ledger Overview

Total receivables

₦1.6m

Principal + interest + fees

Principal outstanding

₦1.6m

Interest receivable

₦53k

Fees receivable

₦29k

Payments received today

₦506k

Pending settlement

₦1.2m

Unreconciled ₦1.4m

Ledger Health

Continuous control checks over the posting engine and partner feeds

Debits = Credits

Ledger balanced

27,671,910 debits vs 27,671,910 credits

Unposted events

18 unposted

Authorisation holds awaiting settlement posting

Failed ledger posts

0 failed posts

No posting engine failures in the last 24 hours

Duplicate events

0 duplicates

Matched on processor reference, amount and direction

Unreconciled transactions

16 unreconciled

Ledger events with no matching partner record

Pending partner events

18 pending

Processor authorisations awaiting a settlement file

Balance Explorer

Every figure is derived from posted ledger events — operators cannot type a new balance

Customer

Credit facility

Open customer ledger →
Credit limit₦165,000
Principal outstanding₦20,700
Interest outstanding₦500
Fees outstanding₦650
Pending transactions₦75,840
Current exposure₦97,690
Available credit₦67,310

Ledger events

Select any row to open the ledger entry, its accounting entries and adjustment history

516 events in view
DateLedger referenceCustomerCredit facilityAccountEvent typeDebitCreditRunning balanceStatus
28 Aug 2026LDG-400016Obinna UzomaFAC-1000001200 · Customer Credit ReceivablePayment—₦17,050₦21,850Reconciled
28 Aug 2026LDG-400028Chidi MohammedFAC-1000211200 · Customer Credit ReceivableCard Purchase₦65,000—₦195,670Posted
28 Aug 2026LDG-400181Blessing ChukwuFAC-1001331200 · Customer Credit ReceivableDirect Debit—₦221,450₦56,990Reconciled
28 Aug 2026LDG-400199Obinna SalamiFAC-1001541200 · Customer Credit ReceivableCard Purchase₦38,000—₦240,500Reversed
28 Aug 2026LDG-400458Bola DanjumaFAC-1003151200 · Customer Credit ReceivableDirect Debit—₦200₦1,000Posted
28 Aug 2026LDG-400465Tunde AdebayoFAC-1003291200 · Customer Credit ReceivableCard Purchase₦73,000—₦15,340Reversed
28 Aug 2026LDG-400493Yusuf AfolabiFAC-1003361200 · Customer Credit ReceivableDirect Debit—₦48,600₦-22,800Reconciled
28 Aug 2026LDG-400520Ekene OjoFAC-1003501200 · Customer Credit ReceivableDirect Debit—₦218,950₦19,800Posted
28 Aug 2026LDG-400542Folake AfolabiFAC-1003921200 · Customer Credit ReceivableCard Purchase₦20,000—₦11,020Reversed
27 Aug 2026LDG-400037Chidi MohammedFAC-1000211200 · Customer Credit ReceivableDirect Debit—₦118,400₦130,670Posted
27 Aug 2026LDG-400075Obinna ChukwuFAC-1000631200 · Customer Credit ReceivableCard Purchase₦52,000—₦97,050Reversed
27 Aug 2026LDG-400248Emeka OgundipeFAC-1001891200 · Customer Credit ReceivablePayment—₦254,050₦15,610Reconciled
27 Aug 2026LDG-400273Nnamdi SalamiFAC-1002031200 · Customer Credit ReceivableCard Purchase₦3,000—₦7,590Reconciled
27 Aug 2026LDG-400297Ifeanyi OyelaranFAC-1002101200 · Customer Credit ReceivableDirect Debit—₦207,400₦-184,350Posted
1–14 of 516 records
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