Reports
Standard operating reports across portfolio, card, repayments, risk, customer and compliance. Every report exports to CSV.
Portfolio
Outstanding credit, limits, utilisation, delinquency and losses
Total credit limit₦9,470,000
Total outstanding₦2,999,000
Available credit₦6,471,000
Average utilisation31.7%
30+ DPD balance₦195,500
Net credit loss₦62,979
Card
Transaction count and volume, merchant categories, domestic vs international, ATM cash
Transaction count260
Transaction volume₦13,029,700
Average transaction value₦93,069
International spend₦14,561,400
ATM cash withdrawals19 · ₦854,000
Top merchant categoryShopping
Repayments
Amounts due, paid, late, failed and recovered
Due₦616,000
Paid₦3,376,500
Failed₦572,000
Reversed₦574,000
Recovery rate72.6%
Risk
Approval rate, default rate, delinquency and losses
Approval rate61.2%
Default rate1.7%
30+ DPD6.5%
90+ DPD3.1%
Net credit loss₦62,979
Fraud loss₦3,940,000
Customer
Activation, monthly active cardholders, repeat spend and retention
Activated customers44
Monthly active cardholders43
Repeat spenders35
Retention (90d)84.1%
Compliance
KYC completion, consent status, data-access audit, complaints and incidents
KYC completion77.6%
Active consents120
Audit entries (120d)120
Regulatory incidents0