Reconciliation
KIVRA ledger ↔ lending partner ↔ card processor/issuer ↔ payment and direct debit rails. Investigate, adjust, match and resolve every break.
Total records
1,141
Across all three partners
Matched
1,047
91.8% match rate
Unmatched
32
Exceptions
18
1.6% exception rate
Pending
11
Awaiting partner file or verification
Adjusted
9
Resolved
24
Total value reconciled
₦71.4m
Value in exception
₦126k
Unresolved value
₦3.0m
Oldest open break 58 days
Reconciliation health
Coverage and ageing across the open book. Every figure is derived from the live reconciliation records.
Match rate
91.8%
1047 of 1141 records
Exception rate
1.6%
18 open exceptions
Open items
61
Unmatched, exception, pending or manual
Unresolved value
₦3.0m
Oldest open item 58 days
Partner positions
Records, matched volume and exception count for each reconciliation relationship
Lending Partner
Sterling Credit Partners
638/701
matched · ₦44.4m
14 exceptions · 22 unmatched
Card Partner
Verve Processing / Issuer
240/260
matched · ₦21.9m
2 exceptions · 7 unmatched
Payment Partner
Paystack Direct Debit / NIBSS
169/180
matched · ₦5.1m
2 exceptions · 3 unmatched
Reconciliation records
1,141 records in this view · 18 exceptions · ₦3.0m unresolved