Operations Overview
Who our customers are, where our exposure sits, where we are taking risk, and what needs human intervention today.
58 customers in view
Active customers
49
58 in current filter
Approved customers
48
Activated customers
44
Active credit facilities
46
Total credit limit
₦9.5m
Lending partner exposure
Total outstanding
₦3.0m
Available credit
₦6.5m
Monthly card spend
₦13.0m
Monthly repayments
₦3.4m
30+ DPD
6.5%
₦196k
Net credit loss
₦63k
Fraud loss
₦3.9m
Daily transaction volume and value
Count of card transactions and value in ₦ thousands
Customer funnel
Registered through to repeat card usage
Registered58 · 100%
Bank Connected56 · 97%
Eligible52 · 90%
Approved48 · 83%
Card Activated44 · 76%
First Transaction41 · 71%
Repeat User35 · 60%
Portfolio health
Outstanding balance by delinquency bucket
Current
₦2.5m
36 customers
1–7 DPD
₦95k
4 customers
8–30 DPD
₦242k
2 customers
31–60 DPD
₦102k
1 customers
61–90 DPD
₦0
0 customers
90+ DPD
₦94k
1 customers
Monthly spend and repayment trend
₦ millions
Risk alerts requiring attention
Highest priority signals surfaced in the last 7 days
MediumHigh-risk merchant activityRepeat spend at merchant on internal watchlistEmeka Ogundipe · 28 Aug 2026HighFailed repaymentDirect Debit failed — mandate reported inactive by bankChidi Balogun · 24 Aug 2026CriticalUnusual transaction behaviourSpend pattern deviates 4.2σ from customer baselineTobi Oyelaran · 24 Aug 2026CriticalHigh-risk merchant activityRepeat spend at merchant on internal watchlistEmeka Adeyemi · 25 Aug 2026CriticalSuspicious account activityNew device and new payout beneficiary within one sessionTobi Adebayo · 28 Aug 2026MediumPotential account takeoverCredential change followed by immediate virtual card creationChidi Mohammed · 28 Aug 2026HighSudden income lossNo salary credit detected for 2 consecutive cyclesDamilola Afolabi · 27 Aug 2026MediumSudden income lossNo salary credit detected for 2 consecutive cyclesAdaobi Lawal · 27 Aug 2026HighPotential account takeoverCredential change followed by immediate virtual card creationYusuf Afolabi · 23 Aug 2026HighPotential account takeoverCredential change followed by immediate virtual card creationSuleiman Adebayo · 24 Aug 2026CriticalPotential account takeoverCredential change followed by immediate virtual card creationUche Okonkwo · 23 Aug 2026MediumSignificant utilisation increaseUtilisation moved from 22% to 91% in 9 daysIfeanyi Uzoma · 26 Aug 2026