Settings & Role-Based Access

KIVRA applies least-privilege access. Every privileged action is logged with actor, timestamp, previous value, new value and reason.

Ledger adjustment approvals

Maker–checker threshold for financial corrections. Adjustments at or above the threshold need a second approver in a different role.

Second-approval threshold (₦)

Currently ₦10,000 — makers can never approve their own adjustment at any threshold.

Signed-in staff user

Temi Abiodun

temi.abiodun@kivra.ng

KIVRA Financial Technologies

Admin

Roles and permissions

Switch role above to preview exactly what each team can reach

PermissionAdminCredit/RiskOperationsCustomer SupportFinanceCompliance
overview
customers
credit
credit.change_limit
transactions
cards
cards.control
payments
ledger
ledger.adjust
ledger.approve
settlements
collections
fraud
reconciliation
reconciliation.edit
reconciliation.approve
compliance
support
reports
settings
audit.view

Role definitions

Admin

Full access to every module and every privileged action.

Credit/Risk

Customers, credit, risk, fraud and portfolio. Can change credit limits.

Operations

Customers, cards, transactions, payments and collections.

Customer Support

Customer profiles, cards, transactions and support. Cannot change credit limits.

Finance

Payments, reconciliation, settlement and reports.

Compliance

KYC, consent, audit logs and compliance reports.

Recent privileged actions

Mirrors the immutable compliance audit log

Customer account frozenCustomer Support24 Aug 2026, 00:00

P. Eze · Ifeanyi Ibrahim · ActiveFrozen

KYC overrideAdmin23 Aug 2026, 00:00

T. Balogun · Peace Okafor · Requires ReviewVerified

Manual credit overrideAdmin22 Aug 2026, 00:00

T. Balogun · Damilola Afolabi · System recommendation ₦30,000Approved ₦40,000

Payment adjustedCompliance21 Aug 2026, 00:00

K. Adeyemi · Obinna Oyelaran · ₦12,500₦10,000

Payment adjustedPolicy Engine21 Aug 2026, 00:00

System · Amaka Ibrahim · ₦12,500₦10,000

KYC overrideCredit/Risk19 Aug 2026, 00:00

A. Ogunleye · Obinna Oyelaran · Requires ReviewVerified

Card replacement issuedFinance17 Aug 2026, 00:00

N. Okafor · Obinna Uzoma · ActiveReplacement Issued

Credit limit changedCredit/Risk16 Aug 2026, 00:00

A. Ogunleye · Temitope Oyelaran · ₦45,000₦60,000