Tobi Adebayo
KVR-100126 · PwC Nigeria · Abeokuta, Ogun · Joined 13 Jul 2025
Monthly income
₦316,000
Income consistency
98%
Est. free cash flow
₦199,093
Credit limit
₦120,000
Available credit
₦42,100
Outstanding balance
₦77,900
Utilisation
65%
Next payment
₦11,700
Due 31 Aug 2026
Days past due
0
Risk tier
Tier B
KIVRA risk score
79
Internal score, 0–100
Bureau status
Report on file
Provided by lending partner
Risk score history
Eligibility checks
KIVRA V1 policy gates
Consistent monthly income ≥ ₦250,000Satisfied
At least 9 months usable transaction historySatisfied
KYC satisfied by regulated partnerSatisfied
At least one connected bank accountSatisfied
Active data-sharing consentSatisfied