Chidi Balogun
KVR-100042 · Access Holdings · Kano, Kano · Joined 08 Jun 2025
Monthly income
₦1,292,000
Income consistency
67%
Est. free cash flow
₦893,146
Credit limit
₦250,000
Available credit
₦197,500
Outstanding balance
₦52,500
Utilisation
21%
Next payment
₦7,900
Due 24 Sept 2026
Days past due
0
Risk tier
Tier C
KIVRA risk score
62
Internal score, 0–100
Bureau status
Report on file
Provided by lending partner
Risk score history
Eligibility checks
KIVRA V1 policy gates
Consistent monthly income ≥ ₦250,000Satisfied
At least 9 months usable transaction historyNot satisfied
KYC satisfied by regulated partnerSatisfied
At least one connected bank accountSatisfied
Active data-sharing consentNot satisfied