Tobi Oyelaran
KVR-100105 · Interswitch · Uyo, Akwa Ibom · Joined 23 Apr 2025
Monthly income
₦1,406,000
Income consistency
91%
Est. free cash flow
₦935,054
Credit limit
₦250,000
Available credit
₦233,900
Outstanding balance
₦16,100
Utilisation
6%
Next payment
₦2,400
Due 13 Sept 2026
Days past due
0
Risk tier
Tier C
KIVRA risk score
62
Internal score, 0–100
Bureau status
Not requested
Provided by lending partner
Risk score history
Eligibility checks
KIVRA V1 policy gates
Consistent monthly income ≥ ₦250,000Satisfied
At least 9 months usable transaction historySatisfied
KYC satisfied by regulated partnerNot satisfied
At least one connected bank accountSatisfied
Active data-sharing consentSatisfied