Ifeanyi Oyelaran — Customer Ledger

FAC-100210 · KIVRA Credit Card — Standard · opened 30 Jun 2026

Customer 360

Credit facility

FAC-100210

Credit limit

₦160,000

Outstanding

₦1,050

Available credit

₦158,950

Principal

₦0

Interest

₦550

Fees

₦500

Pending exposure

₦0

Authorisation holds

Financial history

Complete chronological ledger for this facility — debits increase exposure, credits reduce it

27 Aug
Direct Debit — Direct Debit repayment collected
LDG-400297 · Bank Rails
Posted− ₦207,400bal ₦-184,350
20 Aug
Card Purchase — Shoprite Nigeria
LDG-400285 · TXN-900001 · Card Processor
Posted+ ₦13,000bal ₦23,050
18 Aug
Payment — Manual bank transfer repayment
LDG-400296 · Bank Rails
Posted− ₦207,400bal ₦10,050
14 Aug
Refund — AliExpress
LDG-400287 · TXN-900200 · Card Processor
Posted− ₦218,040bal ₦217,450
13 Aug
Interest — Monthly interest assessment
LDG-400292 · KIVRA Policy Engine
Posted+ ₦450bal ₦435,490
12 Aug
Card Purchase — AliExpress
LDG-400286 · TXN-900200 · Card Processor
Reversed+ ₦218,040bal ₦435,040
10 Aug
Fee — Monthly card maintenance fee
LDG-400295 · KIVRA Policy Engine
Posted+ ₦1,000bal ₦435,040
14 Jul
Interest — Monthly interest assessment
LDG-400293 · KIVRA Policy Engine
Posted+ ₦450bal ₦434,040
09 Jul
Card Purchase — Jumia
LDG-400288 · TXN-900246 · Card Processor
Posted+ ₦74,000bal ₦433,590
06 Jul
Card Purchase — Spar Nigeria
LDG-400289 · TXN-900018 · Card Processor
Reversed+ ₦85,000bal ₦359,590
04 Jul
Card Purchase — Netflix
LDG-400290 · TXN-900184 · Card Processor
Reconciled+ ₦289,140bal ₦359,590
30 Jun
Card Purchase — MTN Airtime
LDG-400291 · TXN-900033 · Card Processor
Reconciled+ ₦70,000bal ₦70,450
14 Jun
Interest — Monthly interest assessment
LDG-400294 · KIVRA Policy Engine
Posted+ ₦450bal ₦450

Adjustment History

Every correction raised against this customer's ledger

No adjustments have been raised against this transaction. Any correction will appear here with the original amount, new amount, difference, reason, staff member and approver.