Ifeanyi Oyelaran
KVR-100210 · Shell Nigeria · Lagos, Lagos · Joined 30 Jun 2026
Monthly income
₦391,000
Income consistency
91%
Est. free cash flow
₦269,206
Credit limit
₦160,000
Available credit
₦127,400
Outstanding balance
₦32,600
Utilisation
20%
Next payment
₦4,900
Due 08 Sept 2026
Days past due
0
Risk tier
Tier B
KIVRA risk score
82
Internal score, 0–100
Bureau status
Report on file
Provided by lending partner
Risk score history
Eligibility checks
KIVRA V1 policy gates
Consistent monthly income ≥ ₦250,000Satisfied
At least 9 months usable transaction historySatisfied
KYC satisfied by regulated partnerSatisfied
At least one connected bank accountSatisfied
Active data-sharing consentSatisfied