Blessing Chukwu — Customer Ledger

FAC-100133 · KIVRA Credit Card — Standard · opened 13 May 2026

Customer 360

Credit facility

FAC-100133

Credit limit

₦250,000

Outstanding

₦113,540

Available credit

₦136,460

Principal

₦60,890

Interest

₦1,450

Fees

₦1,200

Pending exposure

₦50,000

Authorisation holds

Financial history

Complete chronological ledger for this facility — debits increase exposure, credits reduce it

28 Aug
Direct Debit — Direct Debit repayment collected
LDG-400181 · Bank Rails
Reconciled− ₦221,450bal ₦56,990
26 Aug
Recovery — Post charge-off recovery received
LDG-400184 · Bank Rails
Unreconciled− ₦6,550bal ₦278,440
23 Aug
Payment — Manual bank transfer repayment
LDG-400182 · Bank Rails
Reconciled− ₦221,450bal ₦284,990
21 Aug
Card Purchase — Filmhouse Cinemas
LDG-400170 · TXN-900039 · Card Processor
Posted+ ₦18,000bal ₦506,440
20 Aug
Card Purchase — Jumia
LDG-400171 · TXN-900142 · Card Processor
Reconciled+ ₦80,000bal ₦488,440
19 Aug
Write-off — Partial charge-off approved with lending partner
LDG-400183 · Lending Partner
Posted− ₦32,750bal ₦408,440
13 Aug
Interest — Monthly interest assessment
LDG-400177 · KIVRA Policy Engine
Posted+ ₦1,250bal ₦441,190
04 Aug
Card Purchase — Uber Nigeria
LDG-400172 · TXN-900062 · Card Processor
Pending+ ₦50,000bal ₦439,940
02 Aug
Cash Withdrawal — ATM Withdrawal - Access
LDG-400173 · TXN-900127 · Card Processor
Reconciled+ ₦25,000bal ₦439,940
24 Jul
Card Purchase — Spar Nigeria
LDG-400174 · TXN-900252 · Card Processor
Unreconciled+ ₦8,000bal ₦414,940
20 Jul
Fee — Late payment fee
LDG-400180 · KIVRA Policy Engine
Posted+ ₦2,500bal ₦406,940
15 Jul
Card Purchase — Amazon UK
LDG-400175 · TXN-900005 · Card Processor
Posted+ ₦401,940bal ₦404,440
14 Jul
Interest — Monthly interest assessment
LDG-400178 · KIVRA Policy Engine
Posted+ ₦1,250bal ₦2,500
11 Jul
Card Purchase — Spar Nigeria
LDG-400176 · TXN-900009 · Card Processor
Reversed+ ₦71,000bal ₦1,250
14 Jun
Interest — Monthly interest assessment
LDG-400179 · KIVRA Policy Engine
Posted+ ₦1,250bal ₦1,250

Adjustment History

Every correction raised against this customer's ledger

No adjustments have been raised against this transaction. Any correction will appear here with the original amount, new amount, difference, reason, staff member and approver.