Obinna Chukwu
KVR-100063 · Nestlé Nigeria · Port Harcourt, Rivers · Joined 24 Sept 2025
Monthly income
₦993,000
Income consistency
78%
Est. free cash flow
₦578,209
Credit limit
₦250,000
Available credit
₦90,000
Outstanding balance
₦160,000
Utilisation
64%
Next payment
₦24,000
Due 24 Sept 2026
Days past due
0
Risk tier
Tier C
KIVRA risk score
62
Internal score, 0–100
Bureau status
Report on file
Provided by lending partner
Risk score history
Eligibility checks
KIVRA V1 policy gates
Consistent monthly income ≥ ₦250,000Satisfied
At least 9 months usable transaction historySatisfied
KYC satisfied by regulated partnerSatisfied
At least one connected bank accountSatisfied
Active data-sharing consentSatisfied