Emeka Lawal
KVR-100266 · Airtel Nigeria · Kaduna, Kaduna · Joined 29 May 2025
Monthly income
₦1,188,000
Income consistency
97%
Est. free cash flow
₦701,526
Credit limit
₦250,000
Available credit
₦163,300
Outstanding balance
₦86,700
Utilisation
35%
Next payment
₦13,000
Due 17 Sept 2026
Days past due
0
Risk tier
Tier C
KIVRA risk score
67
Internal score, 0–100
Bureau status
Report on file
Provided by lending partner
Risk score history
Eligibility checks
KIVRA V1 policy gates
Consistent monthly income ≥ ₦250,000Satisfied
At least 9 months usable transaction historySatisfied
KYC satisfied by regulated partnerSatisfied
At least one connected bank accountSatisfied
Active data-sharing consentSatisfied